Users can choose between three top-up methods. MTN is a telecommunications company, based in South Africa, that provides cell phone services to various countries in Africa and the Middle East. Users of MTN can choose between three options to top-up their account with money: they can purchase an MTN scratch card, add money directly from their bank account or visit aMTN Walk-in Centre. Difficulty: Easy Instructions Top Up with Scratch Card 1. Navigate to "MTN Services" in your phone menu. Select"MobileMoney" followed by "LoadAccount." Choose "MM Scratch Card." 2. Locate the 12-digit PIN printed on the scratch card. Input this code into your phone. 3. Confirm your details and account PIN. When the money has been added to your account, you will receive a confirmation message from MTN. Deposit Money from Bank Account 4. Navigate to "MTN Services" in your phone menu. Choose"MobileMoney" followed by "LoadAccount." Click on "From Bank Account." 5. Type in the amount of money you wish to deposit. Enter the 6-digit transaction code. 6. Confirm that you wish to make the transaction and select "Ok." Enter your account PIN. When the money has been added to your account, you will receive a confirmation message from MTN. Visit Walk-in Center 7. Fill in a cash deposit register, provided at the walk-in center. Give the completed register andthe money that you wish to deposit in your account to a MobileMoney service agent. 8. Confirm your details with the service agent. 9. When the money has been added to your account, you will receive a confirmation message from MTN